you are currently logged off to e-Banking.
Mortgage Loan Application Eligibility:
Hang Seng Mortgage Loan is currently available to foreign passport holders and citizens of Hong Kong SAR, Macau SAR or Taiwan, meanwhile, local residents may apply for RMB mortgage loan in our designated branches and sub-branches.
Documents Required:
For salaried individuals, you will need to submit the documents as following:
Original and one photocopy of your ID or passport
Residential address proof (e.g. water, electricity or gas bill)
Income proof (e.g. last three month tax slip and / or last three month bank statements and / or employment letter, employment contract containing salary
Property trading proof: Property Sales & Purchase Agreement, Proof of Downpayment ,Title Deed
Other documents as required
Self-employed individuals, you will need to submit the documents as following:
Original and one photocopy of your ID or passport
Residential proof (e.g. water, electricity or gas charges bill)
Income proof (e.g. latest 12 month’s major bank statements and / or last year’s tax slip )
Practicing card or proof of company ownership documents
Latest audited financial reports
Property trading proof, such as Presale contract or Sale& Purchase Agreement, Proof of Downpayment, Title Deed etc.
Other documents as required
The above information may be updated from time to time in accordance with the laws and regulations or upon the Bank's own requirement. The Bank will not give any notice for the update. You are advised to contact our branches to confirm the detail of the required documents and procedures before applying for a mortgage loan.
