Prestige Family Account Service, plans a superior future for your loved ones and helps you manage your family finance easily.
Integrates professional and comprehensive family financial planning solutions and exclusive family benefits to help your family achieve multi-dimensional financial management needs such as career, education, health, and life.
Qualified Prestige customers can invite at most 3 immediate family members to open Prestige Family Account and enjoy many exclusive privileges and preferential service together such as waiving account management fee, free FCY overseas remittances, transferring reward points to family member, cross border financial services, etc.
Hang Seng China together with its parent bank Hang Seng Hong Kong, has carefully selected more than 350 WMC products to enrich the investment options and enhance the diversity of investment portfolios of mainland, Hong Kong and Macao investors in the Greater Bay Area. There are also a wide range of welcome gifts to seize the wealth opportunities in the Bay Area!
Our product strategy is designed to capture opportunities across domestic and global investment markets, offering diversified asset allocation solutions to meet clients' risk appetites and financial goals:
Fund distributed by HACN: Includes domestic mutual funds and MRF-Mutual Recognition of Funds (product risk rating from 2 to 5，find out more), covering equities, balanced funds, fixed income, and cash equivalents across domestic and international markets.
Structured Deposits & Investments Products (launched by HACN): Wealth products with product risk rating from 1 to 5, available in both principal-protected and non-principal protected structures. These offer flexible tenors (3 months to 2 years) and are linked to currencies, commodities, equity, indices, or funds.
QDII Products(launched by HACN): Wealth products with product risk rating from 2 to 5, providing access to global equities, hybrid funds, and fixed-income assets across key markets (U.S., Europe, Asia-Pacific), enabling clients to diversify portfolios and optimize long-term wealth growth.
Hang Seng Bank(hangseng.com)
 |
| 恒生中国订阅号 |
 |
| 恒生中国服务号 |
 |
| 香港恒生银行服务号 |
In cooperations with top consulting companies in study abroad services from XDF, ASDAN, BE Education to provide consultation for academic advancement, helping connect students with the world’s top universities.
With Hang Sent Prestige Family Account, your whole family enjoys premium benefits. Free overseas remittance between family members, free global transfers, free deposit certificates, discounted foreign exchange rates, and waived transaction fees – saving money every step of the way.
Hang Seng Next Generation CEO program includes courses like “Mini bankers“ and “Young Bankers”, develop children’s business planning abilities and entrepreneurial mindset, broadening industry perspectives, and unleashing unlimited potential.
With Hang Seng Bank China debit card, students can withdraw cash for free at any UnionPay ATM worldwide. Whether it’s local expenditures or paying bills, it’s easy and secure.
Hang Seng Bank(hangseng.com)
|
| 恒生中国订阅号 |
|
| 恒生中国服务号 |
|
| 香港恒生银行服务号 |
With the outstanding wealth management experience, Hang Seng China understands that besides wealth management, you also desire to enjoy a healthy and balanced life. Hang Seng China proudly presents the "360° Comprehensive Health Value Proposition" to our Prestige customers.
Leveraging comprehensive and reliable data sources, Hang Seng China’s wealth experts launch wealth insight publications such as 《Global Asset Allocation》, 《Market Focus》, and 《Investment Outlook》. Through professional market analysis and commentary, these resources decode cutting-edge investment trends, formulate strategic allocations, and share investment wisdom. Hang Seng China’s premier wealth management service team provides end-to-end support, delivering personalized one-on-one services. Your dedicated wealth manager prioritizes your needs, offering holistic care for you and your family’s financial objectives. With tailored wealth management solutions, we ensure every step you take is grounded in innovation, stability, and confidence to achieve lasting prosperity.
In the different stages of life, the Hang Seng China knew your different needs, to provide comprehensive, targeted protection programs, covering pension plan, children education foundation plan, family support, wealth inheritance and appreciation, etc., help you in the critical moment of life, with the most reliable support, make your life easy.
In addition to financial health, we also value your physical health. Hang Seng China has teamed up with professional health and medical management company to provide you with a one-stop health solution. From health consultation, nutrition advice and exercise planning to medical treatment, hospitalization assistance and exclusive care, we are committed to providing you with a full range of health protection.
| Health Privilege | No of rights for enjoy |
| Online Doctor Consultant Service | No limited |
| Health Management Service | No limited |
| Outpatient medical assistance | 2 times |
| Nationwide hospital placement assistance | 1 time |
| Exclusive nursing service for hospitalization (24 hours/time) | 3 times |
| Hospital accompaniment service | 1 time |
| Regular medical escort and door-to-door pick-up (two-way) | 2 times |
| Famous doctor video service | 2 times |
| Online health shop discount coupon (RMB 30 off for purchases over RMB 100) | 24 pieces of coupons |
 |
| Scan for more details about the health service package |
Hang Seng Bank(hangseng.com)
|
| 恒生中国订阅号 |
|
| 恒生中国服务号 |
|
| 香港恒生银行服务号 |