IPO Product

Product Code Product Name Tenor
(Month)
Currency IPO Period
(YYYY-MM-DD)
Cooling-off Period Cut-off Day
(YYYY-MM-DD)
Start Date
(YYYY-MM-DD)
Maturity Date
(YYYY-MM-DD)
Minimum Investment Amount Risk Rating of the Product Channel
OTZR07 'Easy Touch' Series Structured Deposit 12 CNY 2024-04-24 ~ 2024-05-06 2024-05-07 2024-05-09 2025-05-09 100,000 3 Branch|Online-Desktop|Online-Mobile
SIFR18 'SharkFin' Series Structured Deposit 24 CNY 2024-04-24 ~ 2024-05-10 2024-05-13 2024-05-15 2026-05-15 100,000 1 Branch|Online-Desktop|Online-Mobile
SIFU17 'SharkFin' Series Structured Deposit 18 USD 2024-04-24 ~ 2024-05-10 2024-05-13 2024-05-15 2025-11-17 20,000 1 Branch|Online-Desktop|Online-Mobile
AUVU51 'Smart Digital' Series Structured Deposit 12 USD 2024-04-25 ~ 2024-05-13 2024-05-14 2024-05-16 2025-05-16 20,000 1 Branch|Online-Desktop|Online-Mobile
EUIR01 'Smart Digital' Series Structured Deposit 3 CNY 2024-04-23 ~ 2024-05-06 2024-05-08 2024-05-10 2024-08-08 50,000 1 Branch|Online-Desktop|Online-Mobile
EUIR02 'Smart Digital' Series Structured Deposit 6 CNY 2024-04-23 ~ 2024-05-06 2024-05-08 2024-05-10 2024-11-07 50,000 1 Branch|Online-Desktop|Online-Mobile
EUIR03 'Smart Digital' Series Structured Deposit 3 CNY 2024-04-23 ~ 2024-05-06 2024-05-08 2024-05-10 2024-08-08 50,000 1 Branch
EUIR04 'Smart Digital' Series Structured Deposit 3 CNY 2024-04-23 ~ 2024-05-06 2024-05-08 2024-05-10 2024-08-08 50,000 1 Branch
EUIR20 'Smart Digital' Series Structured Deposit 1 CNY 2024-04-23 ~ 2024-05-06 2024-05-08 2024-05-10 2024-06-13 50,000 1 Branch|Online-Desktop|Online-Mobile
EUVR53 'Smart Digital' Series Structured Deposit 6 CNY 2024-04-26 ~ 2024-05-06 2024-05-07 2024-05-09 2024-11-08 100,000 1 Branch|Online-Desktop|Online-Mobile
EUVU54 'Smart Digital' Series Structured Deposit 3 USD 2024-04-26 ~ 2024-05-06 2024-05-07 2024-05-09 2024-08-09 20,000 1 Branch|Online-Desktop|Online-Mobile
UCVH52 'Smart Digital' Series Structured Deposit 12 HKD 2024-04-25 ~ 2024-05-13 2024-05-14 2024-05-16 2025-05-16 100,000 1 Branch|Online-Desktop|Online-Mobile
FCI2024051001 Equity Linked Principal Nonprotected Structured Investment Product 6 CNY 2024-04-22 ~ 2024-05-06 2024-05-08 2024-05-10 2024-11-12 1,000,000 5 Branch
Tips:

The system may be under maintenance between 0:00-6:00 AM on weekends , please try again latter.

1) On June 22, 2020, our bank has fully upgraded the online service for Structured Deposit– Update Structured Deposit Search Platform. You can view the detail information of our IPO, Outstanding and Expired Structured Deposits on line at any time.
2) From June 22, 2020 (hereinafter referred as the "change date"), the name of structured product issued by our bank will be changed to "structured deposit". For products issued before the change date, the name of the structured product will be changed to "** structured deposit" in the monthly statement, but the name will be remained as "** investment product" in the notices issued in accordance with product agreement. We are very sorry for the inconvenience.
3) Our bank has updated the structured deposits’ sales documents. Since the change date, all structured deposits will be launched with the new set of sales documents. Your subscription request will be further processed once you have signed the new documents. However, the structured products you subscribed before the change date will not be affected by the new released sales files. We are sorry for the inconvenience. Thank you for your continuous support to our bank.

Principal Protected Structured Deposit

"Sharkfin” Series

Capital protected and Minimum Return guarantee, if holding to maturity

Flexible to invest on either bullish or bearish style based your market views.

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"Bonus Enhanced" Series

Capital protected guarantee, if holding to maturity

Selected linked underlying

Flexible to invest on either bullish or bearish style based your market views.

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"Asian Up and Out" Series

Capital protected guarantee, if holding to maturity

Flexible underlying, selected equity, fund, ETF and index for you to choose

Return is determined by multiple value dates. Lower volatility,safeguard portfolio during market up and down.

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"Heng Ji Ying" Series

Capital protected guarantee, if holding to maturity

Selected linked overseas underlying

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"Smart Digital" Series

Capital protected and Minimum Return guarantee, if holding to maturity

Currency Linked, diversifying your portfolio

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"Heng Jin Ying" Series

Capital protected and Minimum Return guarantee, if holding to maturity

Gold Linked, diversifying your portfolio

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Principal Unprotected Structured Product

"Bonus Enhanced" Series

Selected linked underlying

Flexible to invest on either bullish or bearish style based your market views.

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"Easy Touch" Series

Capture market opportunities to gain potential return.

Gradually decreasing KO level, higher opportunity to realize potential return earlier.

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Tips:

The system may be under maintenance between 0:00-6:00 AM on weekends , please try again latter.

Our bank has officially launched the Structured Deposit Search Platform on June 22, 2020.
For products launched since that day, you can check all relevant issuance reports and investment return payment reports through the upgraded platform.
For products launched before June 22, 2020, please refer to product confirmation letter and investment return confirmation letter (if any) sent by us for details of the issuance and return (if any) information.
Tips:

The system may be under maintenance between 0:00-6:00 AM on weekends , please try again latter.

Our bank has officially upgraded the structured deposits service on your personal e-banking on June 22, 2020.
For products launched since that day, you can view the maturity reports of all structured deposits through the new “Expired Product” module on your e-banking.
For products launched before June 22, 2020, please refer to Disposal Advice sent by us for details of the maturity information.