Loan tenor available up to 30 years
Preferential interest rates
Loan currency available in HKD, USD or RMB
Loan amount up to 85% of purchase price or appraised property value, whichever is lower( subject to applicable laws and regulations etc)
Loan repayment method available in monthly straight-line repayment, bi-weekly straight-line repayment, or monthly reducing balance repayment
* Local PRC residents can only apply for an RMB loan.
Documents Required:
Take salaried individuals for example:
Original and one photocopy of your ID or passport
Residential address proof (e.g. water, electricity or gas bill)
Income proof (e.g. tax slip for the recent period and / or bank statements for the recent period and / or employment letter, employment contract containing salary)
Property trading proof: Property Sales & Purchase Agreement, proof of downpayment ,Title Deed
Other documents required by the bank