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Long tenor available up to 30 years |
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Preferential interest rates |
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Loan currency available in HKD, USD or RMB |
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Loan amount of up to 70% of purchase price or appraised property value, whichever is lower |
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Loan repayment method available in Monthly straight-line repayment, Bi-weekly straight-line repayment, or Monthly reducing balance repayment |
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For all RMB mortgage drawdown, property valuation fee and lawyer fee would be waived till 31 Dec 2011, while mortgage insurance fee would be waived till 31 Dec 2013. |
Note: Local PRC residents can only apply for an RMB loan. |
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